Our Town Realty LLC

Dba Southern Iowa Settlement

Privacy Statement

We recognize and respect the privacy expectations of today’s consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information (“Personal Information”), and to whom it is disclosed, will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws.

In the course of our business, we may collect Personal Information about you from the following sources:

  • From applications or other forms we receive from you or your authorized representative;

  • From your transactions with, or from the services being performed by, us, our affiliates, or others;

  • From our internet web sites;

  • From the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates or others; and

  • From consumer or other reporting agencies.

Protection of Personal Information

We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes.

Sharing Of Personal Information

We may share your Personal Information with our affiliates, such as title insurance companies, agents, and other real estate settlement service providers. We also may disclose your Personal Information:

  • to agents, brokers or representatives to provide you with services you have requested;

  • to third-party contractors or service providers who provide services or perform marketing or other functions on our behalf; and

  • to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest.

In addition, we will disclose your Personal Information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you.

One of the important responsibilities of some of our affiliated companies is to record documents in the public domain. Such documents may contain your Personal Information.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW. 

Internet Web Sites 

Our Town Realty web sites may use “cookies” to improve the level of service to visitors. Cookies are lines of text that are transmitted to a web browser and temporarily stored on the visitor’s hard drive. When the visitor logs out of the website, these cookies are erased. When the visitor returns to the Our Town Realty web site the cookies will be transmitted again. These cookies do not collect personal identification information and Our Town Realty does not combine information collected through cookies with other personal information to determine a visitor’s identity or e-mail address. Browsers can be configured to notify visitors when cookies are about to be received and provide visitors with the option of refusing cookies. 

Former Customers 

Even if you are no longer our customer, our Privacy Policy will continue to apply. We may store such information indefinitely, including the period after which any customer relationship ceased. Such information may be used for an internal purpose, such as quality control efforts, auditing and customer analysis. 

Questions 

Questions regarding this statement should be directed to following: 

Our Town Realty

208 N Maple St

Creston, IA 50801

Kiki Scarberry – Broker/Owner

641-552-6284